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You’ve dropped your expensive iPhone in a swimming pool, a lake, or (yecch) the toilet. Will it survive? Most likely, though the answer depends on how long it took a dunking, and the depth of that dunking.
Most mobile phones are rated “water-resistant” (able to resist but not entirely withstand water penetration), not waterproof (impervious to water). That’s a matter of marketing and legal jargon more than anything. If you drop your phone in the water and it conks out as a result, the manufacturer doesn’t want to be on the hook for damages or having to hand you a free replacement. If your brand new iPhone does go on the fritz due to water damage, you’ll have to pony up for a new one. (Unless you’ve taken out an accidental damage insurance policy.)